|
Migrants Sponsored Bank (MSB), that combines commercial viability with patriotism, is a new idea in which initial capital funded by non-resident nationals (), deposit supposed to collect mostly from NNs and lend the subsequent into home country. It is also known as NRB Bank in Bangladesh. The bank has multiple objectives within its single structure and typical deposit-lending functions: * The first objective is to be a platform of NNs for their better investment into the home economy and * Long term objective is to reduce dependency on international financial institutes () for external financing in home economy. In the backdrop of the long-standing demand of Bangladeshi diaspora, Md. Bayazid Sarker an economist and Central Bank official of Bangladesh first developed a theoretical structure of such a bank and made the formal announcement on December 15, 2007 in Dhaka It is contained in a research paper entitled “Alternative Resource of World Bank for External Financing in Bangladesh: A Foreign Remittance Approach”.〔http://thesteps.org/steps/downloads/Encl-7.pdf〕〔http://www.bangladesh-web.com/view.php?hidRecord=181266〕 Government asked to Bangladesh Bank () for its feasibility and after long policy review BB called for NRB bank applications in 2011 and finally issued three NRB Bank (Bangladeshis Bank ) licenses in 2013 though newly born banks need much effort to come into its basic and broad objective. Newly born NRB Banks are NRB Commercial Bank Limited, NRB Bank Limited and NRB Global Bank Limited (13 ). Bangladesh is thus a pioneer in introducing migrants sponsored banking system.〔http://www.thefinancialexpress-bd.com/old/index.php?ref=MjBfMDRfMTFfMTNfMV84OV8xNjYwMzE= 4](5 )〕 The MSB can be better fit in developing or emerging economies having a good base of diaspora or NNs in abroad. Any labor exporting developing or emerging economy can introduce the new banking idea when they can name their MSB as NRN for Nepal or NRK of Kenya and so on. == Defining migrants or non-resident nationals () as sponsor of migrants’ sponsored bank. == Migrants or ‘non-resident nationals’ can be defined as migrants/expatriates, working or residing in abroad may have other country’s citizenship or different forms of permanent resident status. Those people can be treated as non-resident nationals or migrants for their home country or the country where they born having home country’s language as mother tongue. Sponsorship may be extended up to the first generation of migrant subject to satisfy few more conditions imposed by the home country’s discretion. Since receiving second country’s citizenship, the term is better to defined as ‘migrants’ or ‘non-resident nationals’ rather than non-resident citizen. Hence, the idea accepting country may redefine its own migrant’s sponsorship; however, the basic concept is to bring sponsor money from working and earning abroad. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Migrants sponsored banking (MSB) system: NRB bank for Bangladesh」の詳細全文を読む スポンサード リンク
|